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Latest articles and guides on personal finance

Mortgages
16 January 2025

A Guide to Fixed-Rate Mortgages in Ireland (2025)

Fixed-rate mortgages are a popular choice for Irish homeowners and first-time buyers seeking stability in their monthly repayments. With recent reductions in fixed mortgage rates by major lenders such as Permanent TSB (PTSB) and Bank of Ireland, now is an excellent time to explore whether a fixed-rate mortgage is the right option for you.

By WealthGuide
Mortgages
16 January 2025

A First-Time Buyer’s Guide to Purchasing a Home in Ireland (2025)

Buying your first home is a monumental step, but it can also feel overwhelming. With rising property prices, evolving mortgage rates, and various government schemes, navigating the Irish housing market can be daunting. This guide simplifies the process for first-time buyers in Ireland, breaking it down into manageable steps and providing essential tips.

By WealthGuide
Mortgages
16 January 2025

A Comprehensive Guide to Buy-to-Let Mortgages in Ireland (2025)

Investing in a buy-to-let property can be an excellent way to generate rental income and build long-term wealth. However, navigating the buy-to-let mortgage market in Ireland requires careful planning and an understanding of the unique requirements and costs involved. This guide will help you understand the essentials of buy-to-let mortgages, including eligibility criteria, costs, and tips for success.

By WealthGuide
Investing
16 January 2025

A Beginner's Guide to Stocks & Shares

Investing in stocks and shares is one of the most popular ways to grow wealth over time. For individuals in Ireland looking to understand this financial tool, here’s a concise guide on what stocks and shares are, how they work, and what to consider before investing.

By WealthGuide
Mortgages
16 January 2025

Additional Costs of Buying a Home in Ireland: Stamp Duty, Legal Fees, and More

When purchasing a home in Ireland, it’s essential to budget for additional costs beyond the purchase price and mortgage. These expenses can add up quickly and may catch buyers off guard if not planned for.

By WealthGuide
Mortgages
16 January 2025

Fixed vs Variable Interest Rates: Choosing the Right Mortgage in Ireland

When taking out a mortgage in Ireland, one of the most critical decisions you'll face is whether to opt for a fixed-rate or variable-rate mortgage. Each option has its pros and cons, and the choice depends on your financial situation, risk tolerance, and expectations for future interest rates.

By WealthGuide
Mortgages
16 January 2025

Understanding Mortgage Term Lengths in Ireland

When taking out a mortgage in Ireland, one of the most critical decisions you’ll make is choosing the term length. The term length determines how long you’ll be repaying your loan and has a significant impact on both your monthly repayments and the total cost of borrowing. Here's what you need to know about mortgage term lengths in Ireland.

By WealthGuide
Mortgages
16 January 2025

Switcher Mortgages in Ireland: A Comprehensive Guide

Switcher mortgages, also known as remortgaging, involve transferring your existing mortgage to a new lender or renegotiating terms with your current provider. This process can lead to significant financial benefits, such as lower interest rates, reduced monthly repayments, or even cashback incentives. Below is an overview of what you need to know about switcher mortgages in Ireland.

By WealthGuide